Today, there are still a large percentage of motorists who do not even bother to get a quotation for their car insurance renewal, they just let it the renewal happen automatically. Ok, that’s fine, but they are probably loosing out and end up paying more for their insurance premium when they don’t need to by just putting in a bit of an effort and shopping around to get another quote from another insurance provider.

There are other ways to get a cheap car insurance quote such as when filling the online form in try increasing the amount of money for voluntary excess. You will find that is you increase this it will reduce the cost of the premium considerably. But the only issue is if you have to make a claim, you’ll have to pay the excess to the insurance company before they can start sorting out your claim.

Having an approved fitted alarm or immobiliser proves to the insurer that you are protecting your car from being broken into and can warrant around a 5 per cent discount off the premium. If you can get a tracking device installed then you might get more of a discount. But, making you’re car secure can reduce the premium, well that’s what the Churchill car insurance company recommend.

Some insurers will give you the option of an agreed mileage restriction, which means that the less miles you drive in your car on an annual basis the bigger the saving they will give you. However, if you go over the agreed mileage you might have to refund them some money, but in most cases this is a god way of saving money and could save you around 100 pounds.

Always be completely honest and up front about your mileage when you complete the online form because if is inaccurate by a large percentage you could make your claim invalid, and we don’t want that. If you don’t drive to work in your car you might be able to get a cheaper quote.

It’s also worth perhaps looking at a pay as you drive policy, this is more appropriate for young drivers, but it can save you a lot of money especially when young drivers pay the most expensive car insurance.